I will still find plenty of multiplayer users online?
Yes there are plenty of players, however, most games that are coops against the AI are limited to friend-only or are password-protected and therefore most of the games that are created are not accesible to you. If you want to play those then you will have to host your own games.
and I might end up forfeiting most of my online games should they take longer than an hour or so
Multiplayer coop games against AI are similar to single-player games against the AI and can take a really long time.
Multiplayer games again noobs like me are more or less similar to playing against the AI, but those games will take a long time too.
Multiplayer games against experienced humans are completely different from what you are used to against the AI. Those games don't take long, but an hour? That's not enough time to conquer 100 worlds.
Given your time limit, you'll probably not be able to play such large 4v4 or 5v5 games, you'll be limited to 1v1 or 2v2 or at most 3v3 on fairly small maps.